than what i was paying. martha: okay. well, that's a good thing, right? >> yeah, yeah, right. but it's a 70/30 plan, but again, i'm willing to live with that as long as it fits my budget. it's a $5,000 deductible, and everything else is the same. it's noncompliant, though, the only things not included are the maternity and pediatric dentistry. the rates have been guaranteed through 2014, so for now it's a short-term fix. martha: this is what i don't get because i went through the numbers this morning and, yes, you would pay a little bit more because it's a 70/30 plan than an 80 clash 20 plan, but you say you're okay with that, but it does not meet the terms of obamacare. so how is it that you are getting assurances that this plan is going to be acceptable when you send in your tax form and they know what plan you're on, how do you know they're not going to say, sorry, betsy, that doesn't cut it. >> yeah.